Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses.
Even in today’s economy, budgeting for regular eye exams is vital because early diagnosis and timely treatment of eye diseases is made possible. Our vision policy provides coverage for exams, frames, lenses and contacts. We also have a discounted laser eye surgery available!
Though “vision insurance” is the term commonly used to describe plans that reduce the cost of eye exams, eyeglasses, contact lenses, etc., in most cases, costs associated with these eye-related services and products are covered instead by stand-alone vision plans that are more accurately described as annual wellness benefits or discount plans.
An exception to this is cataract surgery and other medically necessary eye surgery, which typically is covered by major medical and health insurance plans. (LASIK and other elective vision correction surgery usually are excluded from medical insurance plans, but discounts for these procedures may be included in vision and wellness plans.)